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**RATES EFFECTIVE June 1, 2010
SAVINGS RATES
APR  Annual Percentage Yield
SAVINGS
Less Than $200.00 0.00% 0.00%
$200.00 and Greater 0.75% 0.75%
SUB SAVINGS
Less Than $200.00 0.00% 0.00%
$200.00 and Greater 0.75% 0.75%
SUNSHINE CLUB
Entire Balance 1.00% 1.00%
CHRISTMAS CLUB
Less Than $200.00 0.00% 0.00%
$200.00 and Greater 1.00% 1.00%
CHECKING
Less Than $500.00 0.00% 0.00%
$500.00 and Greater 0.25% 0.25%
IRA (Traditional, Roth, or CESA)
Less Than $200.00 0.00% 0.00%
$200.00 and Greater 1.25% 1.26%

SHARE OR IRA CERTIFICATES

MINIMUM BALANCE $1,000.00

APR Annual Percentage Yield
90 DAY 0.50% 0.50%
6 MONTHS 1.10% 1.11%
1 YEAR (12 MONTHS) 1.25% 1.26%
18 MONTHS 1.75% 1.76%
2 YEARS (24 MONTHS) 1.90% 1.92%
30 MONTHS 2.00% 2.02%
3 YEARS (36 MONTHS) 2.25% 2.27%
5 YEARS (60 MONTHS) 2.45% 2.48%

 

LOAN RATES*

Annual Percent Rates As Low As

Up to

New Car 5.25% 60 months
Used Car 5.50% 60 months
Recreational Vehicle 7.25% New
7.75% Used
120 months >$25k
Mortgage 5.75% 15 years
Mobile Home 8.9% New
9.9% Used
120 Months < $30k
180 months > $30k
Signature Loan 12.00% 48 Months - closed-end
HELOC please call 10 yr draw; 15 yr repayment
VISA Classic 9.9%

18.0%

VISA Secured 12.9%

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*All loan rates for qualified members based on terms and conditions

**Rates subject to change without notice.