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**Rates effective December 1st 2014

SAVINGS RATES

  APR 

Annual Percentage Yield

Less Than $200.00 0.00% 0.00%
$200.00 and Greater 0.197% 0.20%
SUB SAVINGS
Less Than $200.00 0.00% 0.00%
$200.00 and Greater 0.197% 0.20%
SUNSHINE CLUB
Entire Balance 0.197% 0.20%
CHRISTMAS CLUB
Less Than $200.00 0.00% 0.00%
$200.00 and Greater 0.0% 0.0%
CHECKING
Less Than $500.00 0.00% 0.00%
$500.00 and Greater 0.08% 0.10%
IRA (Traditional, Roth, or CESA)
Less Than $500.00 0.00% 0.00%
$500.00 and Greater 0.654% 0.65%

SHARE OR IRA CERTIFICATES

MINIMUM BALANCE $1,000.00

APR Annual Percentage Yield
90 Days 0.249% 0.25%
6 Months 0.299% 0.40%
1 Year (12 Months) 0.499% 0.50%
18 Months 0.598% 0.60%
2 Years (24 Months) 0.749% 0.75%
3 Years (36 Months 0.797% 0.90%
4 Years (48 Months) 0.996% 1.00%
5 Years (60 Months) 1.249% 1.25%

LOAN RATES*

Annual Percent Rates As Low As

Up to

New Car (2015-2011) 3.25% 60 months
Used Car (2010-2009) 3.50% 60 months

New Recreational Vehicle 

(Boats, Motor Homes, Motorcycles, Travel Trailers) 

(2015-2011)

4.50%  60 months
New Recreational Vehicle (2015-2011) 6.25% 84 months
Mortgage 3.75% 15 years
Special Signature Loan Promo Rate 7.00%

12 months

$1,200 Maximum Amout

Signature Loan 9.90% 48 months closed-end
VISA Classic 9.90%

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VISA Secured 9.90%

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*All loan rates for qualified members based on terms and conditions.

**Rates subject to change without notice.

*Loan rates, terms, and conditions are subject to credit worthiness. Not all applicants will qualify for a loan or for the rates shown. The rates shown are the lowest possible rate for "A paper" applicants and for the term specified. All rates are subject to change at any time without notice. All members are insured up to $250,000 by the NCUA. All IRA's are insured up to $250,000 by the NCUSIF.