Rates
**Rates effective November 1, 2012
|
SAVINGS RATES |
||
| APR |
Annual Percentage Yield |
|
| Less Than $200.00 | 0.00% | 0.00% |
| $200.00 and Greater | 0.349% | 0.35% |
| SUB SAVINGS | ||
| Less Than $200.00 | 0.00% | 0.00% |
| $200.00 and Greater | 0.349% | 0.35% |
| SUNSHINE CLUB | ||
| Entire Balance | .349% | 0.35% |
| CHRISTMAS CLUB | ||
| Less Than $200.00 | 0.00% | 0.00% |
| $200.00 and Greater | 0.349% | 0.35% |
| CHECKING | ||
| Less Than $500.00 | 0.00% | 0.00% |
| $500.00 and Greater | 0.100% | 0.10% |
| IRA (Traditional, Roth, or CESA) | ||
| Less Than $500.00 | 0.00% | 0.00% |
| $500.00 and Greater | 1.000% | 1.00% |
SHARE OR IRA CERTIFICATES
MINIMUM BALANCE $1,000.00
| APR | Annual Percentage Yield | |
| 90 Days | 0.250% | 0.250% |
| 6 Months | 0.399% | 0.400% |
| 1 Year (12 Months) | 0.599% | 0.600% |
| 18 Months | 0.699% | 0.700% |
| 2 Years (24 Months) | 0.799% | 0.800% |
| 3 Years (36 Months | 0.949% | 0.950% |
| 4 Years (48 Months) | 1.099% | 1.100% |
| 5 Years (60 Months) | 1.449% | 1.450% |
LOAN RATES*
|
Annual Percent Rates As Low As |
Up to |
|
| New Car (2013-2009) | 3.25% | 60 months |
| Used Car (2008-2007) | 3.50% | 60 months |
|
New Recreational Vehicle (Boats, Motor Homes, Motorcycles, Travel Trailers) (2013-2009) |
4.50% | 60 months |
| New Recreational Vehicle (2013-2009) | 6.25% | 84 months |
| Mortgage | 3.75% | 15 years |
| Special Signature Loan Promo Rate | 7.00% |
12 months $1,200 Maximum Amout |
| Signature Loan | 9.90% | 48 months closed-end |
| VISA Classic | 9.90% |
-- |
| VISA Secured | 9.90% |
-- |
*All loan rates for qualified members based on terms and conditions.
**Rates subject to change without notice.
*Loan rates, terms, and conditions are subject to credit worthiness. Not all applicants will qualify for a loan or for the rates shown. The rates shown are the lowest possible rate for "A paper" applicants and for the term specified. All rates are subject to change at any time without notice. All members are insured up to $250,000 by the NCUA. All IRA's are insured up to $250,000 by the NCUSIF.
