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**RATES EFFECTIVE March 1, 2010

SAVINGS RATES

APY  
SAVINGS ACCOUNTS
Savings 1.51%  
Sub Savings 1.00%  
Sunshine Club 1.00%  
Christmas Club 1.00%  
Checking 0.50%  
IRA 1.51%  
SAVINGS CERTIFICATES
3 months 0.75%  
6 months 1.61%  
1 year 1.87%  
18 months 2.12%  
2 year 2.32%  
30 month 2.53%  
3 year 2.78%  
5 year 3.04%  
IRA SAVINGS CERTIFICATES
3 months 0.75%  
6 months 1.61%  
1 year 1.87%  
18 months 2.12%  
2 year 2.32%  
30 month 2.53%  
3 year 2.78%  
5 year 3.04%  

LOAN RATES*

Annual Percent Rates As Low As

Up to

New Car 5.25% 60 months
Used Car 5.50% 60 months
Recreational Vehicle 7.25% New
7.75% Used
120 months >$25k
Mortgage 5.75% 15 years
Mobile Home 8.9% New
9.9% Used
120 Months < $30k
180 months > $30k
Signature Loan 12.00% 48 Months - closed-end
HELOC please call 10 yr draw; 15 yr repayment
VISA Classic 9.9%

18.0%

VISA Secured 12.9%

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*All loan rates for qualified members based on terms and conditions

**Rates subject to change without notice.