Collector: Coordinate all collection activities for Birmingham-Tuscaloosa area credit union. Collections and/or lending experience required. Submit letter of interest, references, resume (incl salary history) to gsassaman@securefirstcu.org, 520-2110 (fax), or Box 170070 Bham 35217.

DESCRIPTION
POSITION: Collections Officer
FLSA STATUS: Non-exempt
DEPARTMENT: Collections/Lending
REPORT TO: President, Delinquent Loan Committee
SUMMARY: Responsible for coordinating the credit unions collection efforts involving delinquent loans, negative balance accounts, and bankruptcy/debtors court cases. Ensure that collections policies and procedures are compliant with state and federal laws, and that they are adhered to. Work in cooperation with the VP Lending, VP Member Services, and Branch Officers to minimize collection account liabilities and losses.
DUTIES & RESPONSIBILITIES:
The collection of all loans, negative balance accounts, return items.
Establish and maintain effective collection procedures on delinquent loan accounts and establish and maintain effective recovery procedures on accounts that have been charged off.
Develop, implement, and maintain comprehensive and detailed operating procedures to maximize efficiency and quality of work and cross-training.
Review all accounts on an ongoing basis for collection, adjustment, and charge off purposes. Coordinate proper action with VP Lending, VP Member Services, Branch Officers, President, and Delinquent Loan Committee.
Review accounts where action beyond routine collection procedures is necessary and recommend appropriate procedures to President and/or Delinquent Loan Committee for approval.
Authorize legal proceedings, where appropriate, in cooperation with President and Delinquent Loan Committee. Review all billings from attorneys retained for collection work.
Coordinate collateral protection insurance and credit insurance programs.
Continually seek knowledge and training of effective collection and recovery procedures, and develop thorough understanding of state and federal regulations related to bankruptcy, repossessions, and foreclosure.
Perform other duties as assigned. 

Employment Application