Fees and Service Charges
Re-order your checks!
*Effective 1/1/07
| Account Charges | |
| Below Minimum Balance (monthly) | $2.00 |
| NSF/Overdraft | $30.00 |
| Exception Item (Note 1) | $20.00 |
| Account Closure (within 6 months) | $5.00 |
| Returned Statement/Invalid Address (6 months) | $2.00 |
| Stop Payment | $15.00 |
| Stop Payment - Consecutive Series | $25.00 |
| Photocopy (3/months at no charge) | $2.00 |
| Personalized Checks | Varies |
| Counter Check | $0.25 |
| Business/Organization Ckg - Basic (monthly) | $5.00 |
| Loan Charges | |
| Loan Late Payment (of payment due) (Note 2) | 5% |
| Visa Late Payment | $10.00 |
| Visa Over Limit (monthly) | $25.00 |
| Visa 'Secured' Annual Fee | $25.00 |
| Loan Refinance (of loan balance) (Note 3) | 0.5% |
| Loan Extension (per month extended) | $25.00 |
| HELOC Loan Appl. (refunded @ closing) | $300.00 |
| Mortgage Loan Appl. (refunded @ closing) | $75.00 |
| Mortgage Loan Origination | 0.5% |
| Title Processing | $15.00 |
| Card Charges | |
| ATM Transaction (withdrawal, transfer, inquiry) | $1.00 |
| PIN reissue | $1.00 |
| Card Replacement | $5.00 |
| Miscellaneous Charges | |
| Returned/Unpaid Item (Note 4) | $30.00 |
| Account Research/Reconcile (hourly, $5.00 min.) | $25.00 |
| Stop Payment on Official Check | $20.00 |
| Item Processed for Collection | $20.00 |
| Account History Printout | $1.00 |
| Statement Copy | $1.00 |
| Fax (local) | $1.00 |
| Photocopy (B&W/pg.) | $0.25 |
| Photocopy (Color/pg.) | $0.50 |
| Money Order | $2.00 |
| Cashier's Check | $2.50 |
| Safe Deposit Box Annual Rental - Small | $20.00 |
| Safe Deposit Box Annual Rental - Medium | $38.00 |
| Safe Deposit Box Annual Rental - Large | $75.00 |
| Outgoing Wire Transfer | $15.00 |
| Incoming Wire Transfer | $15.00 |
| International Wire Transfer | $40.00 |
Notes
1. Exception Item
: NSF at time of presentment, but subsequently covered by deposit (not returned NSF).2. Late Loan Payment: Payment past due 10 or more days, minimum $.50, maximum $100.00.
3. Loan Refinance: Assessed to loans refinanced resulting in interest rate reduction, minimum $25.00.
4. Returned/Unpaid Item: Check credited (deposit or payment) to member’s account, and drawn on same member’s account at another institution, returned for any reason.
*subject to change without notice.
