Fees and Service Charges
Effective
| Account |
|
| Below Minimum Balance (monthly) $5.00 | Excessive
withdrawals (after 4/mth) (Note2)
$2.00 |
| Non Sufficient Funds (NSF) $30.00 | Dormant
Account Processing Fee (Note 7)
$15.00 |
| Reprocessing Fee (Note 1) $20.00 | Inactive
Account Fee (monthly) (Note3)
$5.00 |
| Returned Statement/Invalid Address $2.00 | Safe Deposit Box Late Fee $10.00 |
| Stop Payment $15 single item; $25 consecutive series | Personalized
checks
Varies |
| Check Copies (each) $2.00 | Counter Checks (4 per Page) $1.00 |
| Christmas Club Early withdrawal (Note4) $10.00 | |
| Check
Cashing Fee $2.00 per check (account with basic share only) |
| Member
Privilege Fee
$30.00 (takes account into negative balance) |
|
| Loan Charges |
|
| Loan Late Payment(of payment due) 5% | Visa Late Payment
$10.00 |
| Visa Over Limit (monthly) $10.00 | Secure Visa Annual Fee $25.00 |
| Loan Refinance (of loan balance to lower rate) .5% | Loan Extension Interest Due |
| Mortgage Loan Application (refunded at closing) $0 | |
| Title Processing $16.50 | |
| Card Charges |
|
| ATM
Transactions (withdrawal,
transfer, inquiry)
$1.00 |
|
| PIN
Reissue
$1.00 |
|
| Card
Replacement
$5.00 |
| Miscellaneous Charges |
|
| Deposit Item Return Fee (Note5) $10.00 | Research/Account Reconciliation ($5min)
$25.00 |
| Stop Payment on an Official Check $20.00 | Item Processed for Collection
$20.00 |
| Account History Printout $2.00 | Statement Copy (available
free w/ EStatements)$2.00 |
| Fax (local) $1.00 | Photocopy per Page |
| Photocopy per page Color $0.50 | Money Orders $1.00 |
| Cashier’s Check $2.50 | Visa Gift Card $2.50 |
| Safe Deposit Box Annual Rental Small $25.00 | Outgoing Wire Fee $15.00 |
| Safe Deposit Box Annual Rental Medium $38.00 | Incoming Wire Fee $15.00 |
| Safe Deposit Box Annual Rental Large $75.00 |
| Garnishment/Levy
Processing (Note6)
$25.00 |
|
1.
Reprocessing
Fee: NSF
at time of presentment, but subsequently covered by deposit before
returned NSF.
2.
Excessive
Withdrawals:
$2.00 per withdrawal after 4 per month. Only applies to share accounts
with no other deposits or loans.
3.
Inactive
Account Fee: 12
months no qualifying activity; share and checking accounts only if over
the age of 18.
4.
Christmas
Club Early Withdrawal:
Any withdrawal made January to September
5.
Deposit
Item Return Fee:
Check credited (deposit or payment) to member’s account returned for
any reason.
6.
Garnishment/Levy
Processing:
$25 or remaining balance less $1 AFTER SFCU complies with court order.
7.
Dormant
Account Processing Fee: Any
Account that has been inactive for 3 years and must be turned over to
the State.
*subject to change without notice.
