Fees and Service Charges


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Re-order your checks!


 

*Effective 1/1/07

Account Charges
Below Minimum Balance (monthly) $2.00
NSF/Overdraft $30.00
Exception Item (Note 1) $20.00
Account Closure (within 6 months) $5.00
Returned Statement/Invalid Address (6 months) $2.00
Stop Payment $15.00
Stop Payment - Consecutive Series $25.00
Photocopy (3/months at no charge) $2.00
Personalized Checks Varies
Counter Check $0.25
Business/Organization Ckg - Basic (monthly) $5.00
Loan Charges
Loan Late Payment (of payment due) (Note 2) 5%
Visa Late Payment $10.00
Visa Over Limit (monthly) $25.00
Visa 'Secured' Annual Fee  $25.00
Loan Refinance (of loan balance) (Note 3) 0.5%
Loan Extension (per month extended) $25.00
HELOC Loan Appl. (refunded @ closing) $300.00
Mortgage Loan Appl. (refunded @ closing) $75.00
Mortgage Loan Origination 0.5%
Title Processing $15.00
Card Charges
ATM Transaction (withdrawal, transfer, inquiry) $1.00
PIN reissue $1.00
Card Replacement $5.00
Miscellaneous Charges
Returned/Unpaid Item (Note 4) $30.00
Account Research/Reconcile (hourly, $5.00 min.) $25.00
Stop Payment on Official Check $20.00
Item Processed for Collection $20.00
Account History Printout $1.00
Statement Copy $1.00
Fax (local) $1.00
Photocopy (B&W/pg.) $0.25
Photocopy (Color/pg.) $0.50
Money Order $2.00
Cashier's Check $2.50
Safe Deposit Box Annual Rental - Small  $20.00
Safe Deposit Box Annual Rental - Medium  $38.00
Safe Deposit Box Annual Rental - Large $75.00
Outgoing Wire Transfer $15.00
Incoming Wire Transfer $15.00
International Wire Transfer $40.00

Notes

1. Exception Item: NSF at time of presentment, but subsequently covered by deposit (not returned NSF).

2. Late Loan Payment: Payment past due 10 or more days, minimum $.50, maximum $100.00.

3. Loan Refinance: Assessed to loans refinanced resulting in interest rate reduction, minimum $25.00.

4. Returned/Unpaid Item: Check credited (deposit or payment) to member’s account, and drawn on same member’s account at another institution, returned for any reason.

*subject to change without notice.